Ways to Give – DRAFT

You can make a gift online as well as by check or wire transfer (info here). Tribute gifts can be made in honor or in memory of a friend or loved one.

Join the Howe Sustainers Circle by making an automatic monthly contribution using your credit card. As a monthly donor, you provide steady support for library services.

You can make a gift directly to the Howe Library Corporation from your IRA, which is called a qualified charitable distribution (QCD):

• Starting at age 70½, you might consider giving through a QCD.
• In 2025, you can make a gift of up to $108,000 from your IRA and the amount distributed doesn’t count as income to you.
• If you are 73 or older, QCDs can also be counted toward satisfying your required minimum distributions (RMDs) for the year.

Certain rules apply to QCDs. Please consult your investment advisor or tax professional to determine if a QCD is right for you.

Recommend a grant from your donor-advised fund (DAF). According to the National Philanthropic Trust, DAFs are giving accounts set up at a 501(c)(3) public charity. They have risen to popularity due to their various benefits – including certain tax advantages and ease of grantmaking. Please consult with an investment advisor or tax professional to determine if a DAF is right for you.

Gifts of securities are an easy way to support the library while also providing a tax benefit to you. With this contribution, you may avoid paying capital gains taxes that would have applied had you sold the shares yourself. Transfer instructions are here.

Businesses and organizations are invited to donate as part of the Community Sponsorship Program. Community Sponsors support library services while receiving recognition throughout the year. A list of benefits can be found here. Please email Peggy Bellerive at howetogive@thehowe.org for more information.

Remember the Howe Library Corporation in your will or trust with a simple bequest. Sample bequest language can be found here.

Beneficiary of your donor-advised fund

Beneficiary of your IRA or retirement fund

Beneficiary of your whole-life life insurance policy

Please notify us when you update your estate plans so we can recognize you (with your permission) and plan for the future. To schedule a confidential conversation, email Peggy Bellerive at howetogive@thehowe.org or call 603-640-3260.

Emily’s Legacy Society was formed in 1912 with a gift from Emily Howe. Join these generous individuals by naming the Howe Library Corporation in your estate plans.

• Will or trust with a simple bequest – sample bequest language can be found here.
• IRA or retirement fund beneficiary
• Donor-advised fund beneficiary
• Life insurance policy beneficiary.

Please notify us when you update your estate plans so we can recognize you (with your permission) and plan for the future. To schedule a confidential conversation, email Peggy Bellerive at howetogive@thehowe.org or call 603-640-3260.

Howe Library Corporation (EIN 02-0222142)
13 South Street
Hanover, NH 03755

Unrestricted gifts of any amount are welcome and deeply appreciated.

A named, restricted, permanent (or temporarily restricted) endowment fund for approved purposes may be established with a minimum gift of $100,000.

If you have questions or are interested in creating a named or restricted fund, email Peggy Bellerive at howetogive@thehowe.org or call 603-640-3260 to schedule a confidential conversation.

Howe Library Corporation (EIN 02-0222142)
Attn: Development Coordinator
13 South Street
Hanover, NH 03755

Here are the Corporation’s Gift Acceptance Policies.

If you have questions or would like to schedule a confidential conversation, email Peggy Bellerive at howetogive@thehowe.org or call 603-640-3260.